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With regard to the original post, you do not need a CCW for the purpose of addressing what to do if you arrive at your home to find out that someone has broken in, and may still be inside. At least in Florida you don't.
All you need to do is keep a firearm, seperated from a loaded magazine, in you locked glove compartment. Turn off the ignition, unlock the glove box, insert magazine and go check out your house. No CCW necessary - you are permitted to transport a firearm in this manner without a CCW.
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