I had a nicely functioning 441 (and my friend still owns it) so I am not a hater. However, it was obvious why it was half the price of the S&W 696 I had at the same time (and those have since become ridiculously priced). I have fired others, and seen others yet, that were...hmmm...not so good.
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I'm well aware of the Taurus warranty. Are we not all aware of their turn-around time and there propensity for refusing to pay for the shipping?
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And I have read more than one (far, far more) examples where the firearm was returned with the same problem as it was sent in with. So not only do you get to play warrantee lotto, you get to pay for each trip...