You have liability issues even if you have an FFL; some that do it as a business form a corporation and then have limited liability.
As to loading for friends, I limit that to those who also reload and we might take turns loading loads for each other, but in this case we all know each other all hand load and one can say who loads what. Even then, I have to trust my friends and well, I do trust those who have been around shooting and hand loading for years.
I would never load for someone that just wanted to save money and use the hand loads away from my shooting range. I have let others work their own loads on my equipment.
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Born pre-war and proud of it!
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