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Sounds like you really need 3 different products and like many people you are trying to cover all those needs with one product.
1) I think you need a small fire safe for your papers, etc.
2) You need a quick access handgun safe for home defense.
3) You need a good quality RSC that is in your price range. You will need to spend at your upper level to get something worth buying.
I would buy in the order listed and personally all would have mechanical locks for years of reliability.
Congrats on the new guns!
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