[yorec]

Agreed Double Naught Spy - my version is: Aside from the obvious Rule #1(Treat all guns as if they are loaded.) I consider any firearms that I pick up to status check to be loaded when I find live rounds in the gun - whether in the magazine or the chamber doesn't really matter.

After confirming the lack of such, I can treat the weapon as if it is unloaded - for such things and field stripping and cleaning. If rounds are found, it must be unloaded first.