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A decent home gym can be had relatively inexpensively.
A bench is a must and can be found quite cheaply in the classified section of your local paper. I've seen them for $50 in ads, and once for $25 at a garage sale.
Dumbbell and barbells are also a must and are pretty cheap even new. They're also common at flea markets. The weights can also be found a flea markets or you can find a good fitness store (not one of the goofy up-market ones with $8,000 stairmasters) and wait until they have a sale on weights (usually pretty frequently).
Any kind of machine which will allow you to do pulldowns, butterflyes, and alternative exercises is a plus. They're ALWAYS expensive when they're new (at least $2K), but good deals can be found in the classifieds. While they are rubber-band based, a good Soloflex can be had for around $200. They do work if you don't mind the bands (there is a free weight adapter for the bar).
Cheap stationary bikes STINK. Instead, I puchased a trainer for my road bike. It attaches to the rear axle and applies user controllable pressure to the rear wheel for variable resistance. They're over $100, but good stationary bikes are over $600.
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