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I agree with the comment about demeanor- if robber remains calm and your life or the life of the bank teller is not in danger you cannot legally shoot.
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If he has a gun out, the life of everyone who's not inside the bank vault is in danger. If he points it at someone, that person is a split-second away from suffering death or serious bodily injury.
The hypothetical wasn't about a typical robbery where a guy in sunglasses and a baseball cap slips a note to a teller who then slips him some money, remember.