I do not desire to engage in an argument, but one statement must be challenged.
Morals and ethics are for philosophers??
That disturbs me greatly. While it is true that we, as ordinary people look to philosophers and religious leaders for moral and ethical guidance from time to time, we individually bear the responsibility for conducting our lives in a moral and ethical manner.
All who reside in a civilized society have an inner moral compass, or conscience, if you will, that tells us when we have acted in an ethical and moral manner, or failed to do so.
Whether you refer to it is as a conscience, "gut level feeling," or another term, it's always there. It is lacking only in sociopathic personality disorder.
Even non-sociopathic criminals who have been studied realized that their actions were "wrong" morally as well as legally.
The soldier's pack is not so heavy a burden as the prisoner's chains. Dwight Eisenhower