Here's a tip, common to both, when loading, use the nose of a round, or similar blunt object to push the base of the cartridge into the magazine, each time. If you use your finger, at some point, you will get pinched by the loading gate!
My very cold finger got pinched by the loading gate of a Model 94 back in 1964 or so when I first started deer hunting. As you advised, I learned pretty quickly that the end of a bullet performs more functions than just killing whitetails.
When deciding between the two rifles in question as to which to buy, the op might be wise to do a search with the words "Marlin Jam" (hint: it's not what you spread on toast in the morning