Spend what's comfortable, nothing wrong with starting with a base unit and setting it up over time. At this time a base unit with a sizable ammo pile would be good stuff.
One thing to look carefully at is twist rate. I like my 1/9 as I prefer smaller wt. projectiles. a distance shooter may like 70 gr. and above, so a 1/7 may step up here.
If you only shoot factory it is a crystal ball game what will be available. For me its not that factory stuff shoots bad its that it all shoots different.
A good aftermarket trigger should be like day and night if you're looking for small groups
Just my opinion