I've pocket-carried a Smith 640 .38 Special daily for over twelve years. If anyone has ever noticed it, nothing has been said. Cops may have spotted it, but probably figured I'm so damn old and crippled up that I need protection. And they are right.
Don't write off the snubby. There are lots of ways to carry one concealed. And I think it was Bill Jordan who said, "If you don't get it done with the first six, six more probably won't help much.
"Don't let macho be your epitaph."