I got mine about a month ago, paid $550 ... I love it, wonderful gun, perfect size for carry, haven't tried it in a pocket yet ... very accurate, easy to shoot, no failures in 100 rds ... can't believe the price could jump that much ... I didn't really even have to wait; ordered it over the phone and it was in within a few days ...
didn't think the XDs came with a loader; I think it's the only XD that doesn't ... got one with my XDm-9
With the XDs I got a paddle holster, two-mag belt holder ...
"The gun has been called the great equalizer ... It insures that the people are the equal of their government whenever that government forgets that it is servant and not master of the governed." --Ronald Reagan