If its cold and you wear a heavier coat what do you do when you go inside where its warm. Keep it on!! No , so why change anything.
Its called "layering". Clothes and guns.
“The enemy is anybody who's going to get you killed, no matter which side he is on.” ― Joseph Heller, Catch-22
Beware of associating with "Cheap" Squirrels. They tend to be very narrow minded, hypocritical, and will gag you if you question or disagree.