I much prefer the XD to the M9/92FS. lighter weight, more reliable(in my experience anyway), better safeties(subjective), and no DA/SA confusion while drawing.
with all that said however, I wouldn't make that trade. the 92 and 3 mags is worth double what the XD is on the open market. the XD with all it's goodies is worth less brand new than the 92FS is used.
if it was an XDM then it would be a different story but for a basic XD, nope, sorry.
ignore my complete lack of capitalization. I still have no problem correcting your grammar.
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