Someone has already brought ruger into this conversation so ill add this tidbit of info fwiw.
Here is a pic of a ruger lcp with a Crimson Trace laser on it that i blew up with my reloads. no powder in one round and a shooter (me) not paying attention to what he was doing.
I had no intention of contacting ruger or ct but after i posted pic on ruger forum i was advised to contact ruger that they might help in replacement cost. I did and told them exactly what happened , they said to send them the gun. Sent via ups as gun parts, cost me $8. Two weeks later i received a new lcp with same serial # as original. the #s were white. no charge.
I sent ct this pic and within a hour i got a call saying that they were sending a new laser and a return mailer for the damaged unit. No charge. they had my info from the laser registration i had sent when i bought it.