I have a 686 that I've owned for 14 years now, must have been opened and closed a thousand times at least with no problem.
I'm curious about what you said about where "it states that safe gun storage is an unloaded gun in a safe". Is that their suggestion, or, is it mandatory?
Are you committing a crime if you lock a loaded gun in a safe?
.".....that whensoever the general government assumes undelegated powers, its acts are unauthoritative, void, and of no force....."
-Thomas Jefferson,Kentucky Resolutions of 1798