I do not figure how you arrive at the conclusion that S&W is 'On the hook'. Sounded to me like they said it was not a faulty gun. That does not mean S&W is saying it was faulty ammunition. I can understand your wanting someone to pick up the cost of establishing your case, but I do not see S&W picking up the ball, too many variables.
When the number of people in institutions reaches 51%, we change sides.