To be quite honest, I prefer FMJ in my semi-autos. I like to have the ability to penetrate heavy clothing and light barriers. Additionally, the FMJ is more reliable in some of the smaller weapons, although your CCW authority may dictate JHP only, such as they do in most California counties.
All the 'bad guy' hits I am referring to where with commercial JHP in all calibers and in every case, the hits were not 'immediately lethal' in nature, meaning that although a few of these subjects did in fact die from the wounds, it took quite some time.
I would say, for the average CCW holder (I used to teach the course here in CA.) that the Federal 'Personal Defense' loads are a good choice and very 'correct' should one have to use the weapon in a defensive situation...