Guess, we're all just guys on the internet.
Actually, I believe there are some "gals" as well.
Steve, your question suggests that you may have already spent too much time listening to just some guys on gun forums.
The best thing you can do is go out and shoot it. That's what it was made for. Ruger didn't ship it out expecting that buyers would need to make lots of changes. If your reasons for modifying it is to make it shoot lots better, then don't bother. However, if your reasons for making mods is just to have fun, then go for it. I replaced the grips on mine with beautiful wood grips, just because. Doesn't shoot any better, but it sure looks pretty! And, as much as I hate the "loaded gun incidator", changing it out won't affect functioning. After all is said and done, do what makes your pistol look right for you.