... If someone breaks in and steals them it is on them, not me. Proximate cause.
On the other hand, that reminds me of the time I let my son drive my pickup truck to school. First time ever. He comes home with damage to the front left fender and turn signal assembly. It cost about $1200.00 and yes, the ins co paid for it. But it turns out he admitted that he saw the other vehicle coming over into his lane, but took no defensive measures like changing lanes or slowing down to let them in. He claimed he was "in the right" to stay right where he was. It was the other driver's fault, not his.
This is a story about decision-making.
He was "in the right".
Lost driving privileges from Dad.