I find using jacketed bullets easier to load than lead or plated. It is hard to over crimp jacketed bullets to the point of making it inaccurate. You don't need to lube the bullet so there is less smoke. It is, in my opinion, the easiest bullet to load in pistol calibers. It won't be the cheapest. When you are getting started focus on getting things right. Later you can change your focus to reducing costs. It also give you a perspective about if the different things you do to lower costs is worth it or not. It might be worth it or not. Hard to tell without something to compare things to. I still have to work on a .38 special load to get what I am looking for. The others I load for I have found at least 2 loads I'm happy with.
You are getting into a very interesting hobby. It seems you are on the right path as well. I wish you well.