No oil is bad, a little is good and a lot is bad.
Just how much are you putting on the gun and where?
If you have a lot of wet oil throughout the gun, dust and debris from firing will collect in places you don’t want it to be.
On my 26 when I clean I wipe it down with a cleaner. Then wipe it down till its dry and then put a little oil on all parts that I can get to and then wipe as much of it off as I can. The only places I let lubricant on is the slide rails and I use gun grease for that.
You don’t really need much oil on parts that don’t see any wear, a very small amount of oil is there to protect it from corrosion and keep moisture off the metal.
On the outside of my guns, if I carry them I keep them as dry as a popcorn flatulence.
In the safe I use silicone sprayed into a rage then wipe them down to get the fingerprint off of them.
P.S. The only stupid questions are the ones you don’t ask.
"The difference between stupidity and genius is that genius has its limits" Albert Einstine