They make big, heavy hollowpoints because people will buy them, because they think they need them. If you want bullets for bears, get the biggest, heaviest, hottest hard cast bullets you can find. You want bullets that'll bore through large amounts of fat and muscle, and smash through big, heavy bones.
Look into Buffalo Bore ammo. Expensive, but serious. https://www.buffalobore.com/index.ph...oduct_list&c=6
Not for lightweight handguns though, they need to be pretty tough, like Rugers & etc.