The Charter Undercover has been tempting me. Waiting for your range report. I had not heard about the high velocity light bullet before and will keep it in mind if I buy a Charter.
I was just looking at the owner's manual that came with it. It states that the use of + P ammunition is not recommended. I have been thinking about using wad cutters in it for carry ammo. I have done some reading on the internet (yeah, I know) and they are highly recommended by some.
(Luke 11:21 KJV) When a strong man armed keepeth his palace, his goods are in peace:
(Luke 22:36 KJV) Then said he unto them, But now, he that hath a purse, let him take it, and likewise his scrip: and he that hath no sword, let him sell his garment, and buy one.