for indoors, I have never...ever wanted a flashlight more than 100LUM. I really prefer something around 86LUM for indoor use. I cant imagine waking up to a noise in my dark house and turning on a 300-400-495LUM flashlight!?? I would reserver that kind of light for outdoor only.
If it were me, I would get a <100 LUM fenix and call it a day.
My fav Fenix is the TA20 that has (3) settings but its double your limit.
Life is a web woven by necessity and chance...