One of my friends was shot with a 38 wadcutter, it hit his pelvis and stopped. He was able to shoot his attacker 6 times with a 357 magnum before said BG got off another shot. He was back to work 6 weeks later, as far as bullet wounds it was very minor. I have seen lots of people shot with 38 wadcutters because of where I worked in the 80's. I saw nowhere near 14" of penetration in living breathing people. The only thing worse than a WC at 700-800 fps is a LRN at the same velocity.
My rifle and pistol are tools, I am the weapon.