Not sure of the MOA on a bad day with many of my rifles. Though I can say most everyone of them will shoot better than I can milk them for on any day.
My Savage Model 12 FSSV will shoot sub half MOA with my hand loads. Under MOA with cheapo crappy ammo any day. My CZ 527 American will shoot one hole of caliber size for 5 shots till it warms up, and the hole gets a little bigger.
With iron sights the best I do most times is 3 to 4 MOA with any ammo. My eye sight is the limiting factor in that.
No matter how many times you do it and nothing happens it only takes something going wrong one time to kill you.