Just curious, what circumstance dictate you to carry?
I guess you failed to see the "loose interpretation part" of that sentence ...
Easier to come up with circumstances where I know I won't carry ...
going out to restaurants where I know a 30.06 sign is posted.
For me, I don't know when I'll need it. I have to disarm at least twice a day during the week (dropping off, and picking up my daughter from school). It's not a huge hassle, that I've found, so I carry anywhere it's legal to do so.