I have an Uncle Mikes OWB holster I got used for like $10 that works great. I dont think my 92 is going any where.
They are great pistols. Not only are they built like tanks but they just plain look good too. It's one of my favorites. Especially for a reasonably priced hand gun (compared to a nice looking 1911 price).
I'm sure if the tile is still in one piece your gun is fine. The tile will break long before anything on your 92 will.
If a gun breaks from dropping from a holster it's time to re-examine the guns you are buying.