How did you loose your guns? What was the circumstance? There are some cases like the big storm in the North East where guns might be the least of your loss. Many folks lost just about everything they owned. You might be in a situation where it is best to have a roof over your head and away to safeguard items like weapons prior to replacing them.
If they were confiscated by law enforcement, you may not be allowed to replace them.
If they were stolen, you may want to give law enforcement time to recover them unless the loss has already been covered by your insurance.
I know some of my guns are old enough to of increased in value, or more like the devaluation of the dollar. Others might be difficult to find replacements. I do have a few too many shotguns I might not replace.