For a straight utility gun I might leave unattended in a car regularly and such I would get a Hi-point at less than $200. Used can be had for $125 and the warranty transfers.
"I love surplus but for $350 your choices are darn near unlimited for utility."
Yeah, but when i can get a FEG Hi-power for $310, Mak P83 for $230, PHP MV for $240, CZ 82 for $225. M57 for 225, etc., Why would I buy a P95 for $350?