I just went through this recently with AAA. With out giving to much away on the net of my guns and what I have . A simple rider for guns worked for me . I do not have any high dollar gun ($5,000+ each ) so they did not have to come out and inventory my guns . I am right at that border line limit and really over my policy limit compared to what my guns a worth . It was a trade off so they did not have to come and see what all I had . I will have to show recepts if I were to file a claim . I never asked if my policy covers theft or lose outside the home . Im going to check that out in the morning
There is something very VERY important everyone should check with there policy and there insurance company . That is , what all does the policy cover
. It took me asking many times and many different service reps to find out that my regular polcy does not cover all the gun accessories . Like scopes , holsters , mags etc and if your like me thats alot . The individuel gun rider covers all aspects of the guns and accessories . Now when you include all my accessories I am way under insured
I would say If your guns and accessories are worth more then $10,000 you will need the insurance company to come out and inventory your guns and accessories . Especially the ones you do not have recepts for .
First they came for the communists, and I did not speak out - because I was not a communist , Then they came for the socialists, and I did not speak out - because I was not a socialist , Then they came for the trade unionists, and I did not speak out - because I was not a trade unionist , Then they came for the Jews, and I did not speak out - because I was not a Jew , Then they came for me - and there was no one left to speak out for me.
Last edited by Metal god; November 14, 2012 at 10:13 PM.