What do you guys with sizeable collections do about insurance? My homeowners policy is 5,000 max, and doesn't cover any loss outside the home. Plus there is a deductible. The agent can write a separate policy naming each firearm, sn, etc, but in his example the price was around $250 per $10,000 of coverage. This is zero deductible, and includes losses outside the home.
I know I have some basic coverage via the NRA (I am looking that up right now). Give me your opinions of companies, policies, etc. Thanks.