My mind boggles at this thread.
On a serious note, (now how could that be) - one has to have a firearm secure or carry in a secure manner. Wrestling with a child carrying a gun is probably not a good idea (rocket science).
It is another interesting debate about how far the gun is from you. Unchambered carry - now I think we've discussed that before.
Each person has to make their own reasonable decision. The Petit family decided to live in an upscale neighborhood. The dad was bopped in the head, the mom and girls raped and burned alive.
ADT and locks - someone who scopes you out will defeat them quickly. You are the last line of defense.