The chamber isn't a big deal, unless you just forgot (I rarely have a round chambered unless I'm planning to shoot right away). I though it couldnt be loaded at all. My info may be dated or incorrect.
"Far better it is to dare mighty things, to win glorious triumphs even though checkered by failure, than to rank with those poor spirits who neither enjoy nor suffer much because they live in the gray twilight that knows neither victory nor defeat." -Theodore Roosevelt-