marine6680 - Thanks for such a detailed response! I did check prices online and the 9mm you mentioned are closer to $75-100 over my budget.
I have no interest in a 22, but thanks for bringing them up.
I guess I am going to check deeper into the Ruger P9 and the S&W SD9. The online reviews I have seen on the S&W SD9 have been very good. They have fixed the trigger issues they had with the Sigma line and the price is right where I need to be.