Don't loan out my guns or my boat, except for my brothers and 1 friend. Don't think they have ever asked to borrow either, they have their own stuff. I would never ask someone to borrow theirs either. I have, many times, invited a friend to come out to the farm and bring one of their guns with them that I want to shoot.
"Suppose you were an idiot, and suppose you were a member of Congress, but I repeat myself." Mark Twain