My employer prohibits weapons on their premises, so that's 5 days a week I am unarmed, unless I happen to need to go back out after having gone home.
There are businesses that I occasionally frequent that are posted with a "no guns" sign which carries weight of law in my state. I choose to continue to go to those places and I abide by their wishes (and the law) and don't carry in those places.
Beyond those limitations, I do tend to carry when I go out on weekends and such. I have a gun safe in the car for when I go into places where weapons are prohibited.
I guess I'm not a true believer.