500.00? Why buy a new bargain rifle at all? There are a ton of higher quality rifles on the used racks that you can get for $500.00 or less.
The will often have good glass on them, as well.
Check the consignment racks....
My brother picked up a Remmy 721 in .270 WIN, scope, and a reloading set-up, brass, bullets and primers for under $400 at Green Mountain Guns in Denver.