You can't take the 10/22 with you when you leave the house. If you home carry (as some of us do),it's easier to have the 738 on you at all times. Try toting a rifle around with you throughout the house.
RE:Stressfire-interesting you consider Bersa as 'inexpensive'. To each his own I guess.
Taurus 24/7 Pro DS 9mm & .40;(2)Taurus OSS DS 9mm;Taurus OSS DS .40;Taurus 809;809 compact;840;PT709 "slim" SS;PT738;full size BUL Cherokee;SCCY CPX-2;Smith&Wesson BG .380;Arcus 98 DA;EAA witness P 9mm;I.O. inc. AK-47C;Zastava PAP;Mossberg 500 tactical;Marlin model 60.