MonsterB, I think that you and I are on the same page here. The more I think about it, the more I think that wearing while off-duty might be a sound idea. In addition to it's intended use, a side benefit is that vests tend to give additional protection to the wearer in car crashes. By the way: You're more than welcome, and it's my honor to serve. Take care.
Seen on a bumper sticker: "Exercise. Eat right. Take vitamins. Die anyway."