And I agree with Spats. I certainly wasn't offended.
The thing is, there's nothing new that I'm aware of, and there's nothing to be gained by going over old ground yet again.
As to saving money, how much could you really save. Save money by training and practicing with your handloads. You'll want to shoot a lot for training and practice, and you can load you practice ammunition to be roughly ballistically the same as your carry ammunition.
Formerly known as fiddletown