I cant imagine using an ATM in condition White. No one needs training for this (you would think!). I liken an ATM to a watering hole. It is no different. You look around for a potential attack before you put your head down to drink.
It goes against instincts and nature to be in the white on the street and especially at a bank! These people have White Picket Fence Syndrome (it can't happen to me).
"Always place your clothes and weapons where you can find them in the dark"
"Understand that the enemy is not the enemy in his own eyes ;this may offer you an opportunity to make him your friend. If not, you can kill him without hate, and quickly."