What if the stores owner did not have insurance? What if the stores owner had been repeatedly robbed? Many repeat robberies happen because the thieves got away with the crime. What will happen if the robber knows no one will shoot him because its a "shame" to kill a thief for just stealing a few rings or necklaces? How many times will an insurance company insure a store that is robbed time after time? Is it immoral to protect your property and stop robbers?