I have been very impressed by the accuracy of the Hi=Point carbines.
I have never been impressed by the reliability or quality of manufacture of any Hi-Point firearm.
I can't say that if you gave me one for free I wouldn't take it. I have in fact won a Hi-Point 995 carbine in a drawing last spring. I sold that jam-o-mattic at the first gunshow I could find.
Stopping power: The power some guns have to make you stop what you are doing and get your wallet out.