The trouble is generally more that you are way, waaaay behind the reaction curve when someone is standing there with a gun pointed at you and yours is holstered somewhere.
I'm not so much an advocate of "compliance" as I am the realization that a guy who has to move one finger 3/4s of an inch has a distinct, almost insurmountable advantage over the guy whose gun is in a holster.
Still happily answering to the call-sign Peetza.
The problem, as you so eloquently put it, is choice.
He is no fool who gives what he can not keep to gain what he can not lose.
-Jim Eliott, paraphrasing Philip Henry.