A weapon made before Jan. 1 1899 is an ANTIQUE, not a C&R. Your 1895 Loewe Chileno is an "antique" by BATF definition
A C&R is any weapon made 50 years prior to the current date, or, if less than 50 years old, appears on BATF's C&R list. Your Swede was made after Jan. 1, 1899, so it is a C&R by BATF definition.
So: This post is as of Jan. 4, 2012; Therefore a C&R (today) would be any gun made before Jan. 4, 1962.
Regarding BATF's list, there are some guns that were made less than 50 years ago that were placed on the list because individuals petitioned BATF to reclassify them due to their collectability or novelty. A good example would be all the Interarms Mauser Parabellums that were made from ca. 1969-1975. These were placed on the C&R list by BATF after someone petitioned to have them reclassified. They are C&Rs even though they are less than 50 years old.
To recap: C&R=any gun more than 50 years old OR on BATF's C&R list if less than 50 years old.
Antique=any gun made before Jan. 1, 1899.
One "Catch 22" about C&R status is that the gun must be in its original configuration (more or less) to qualify. For example, if your 1905 Swede had been sporterized with a nice rollover cheekpiece thumbhole stock and a Leupold scope, it would cease to be a C&R.