I'd proffer you're incorrect (again). Its not that guns are much too dangerus for ordinary persons, but instead, like a simple driving test, if you want to CHL you should have a minimum competence.
You have the right to bear arms. You have the responsibility to bear them safely if you're going to be concealed.
Frankly of we can have minimal tests for a driver's license, a license for concealed carry should have similar requirements of minimal competence.