I live in methland ya never know who's gonna come knocking or what they are on. Most times I have a 45 on me just because I have for 10 plus years. I only leave it in the car when I go into restricted places. I also have a shotgun and an AK in my room everything else is in the safe. I don't have any kids so that's not an issue. Its a boy scout thing not a paranoia thing.
After more then a decade of carrying this month was the first time I ever had to draw one and have never had to use it as a civilian. So I know the odds are in my favor against anything happening. I have never had use of my seat belt or helmet either but I wear em when I drive or ride.