I have adopted the same habit as Bailey Boat.
Right after I put on my pants, I holster my gun IWB, pull my shirt-tail over the handle, and it is concealed. I have been doing this for decades.
NRA Life Member - Orange Gunsite Member - NRA Certified Pistol Instructor
"When plunder becomes a way of life for a group of men living together in society,
they create for themselves in the course of time a legal system that authorizes it and a moral code that justifies it." Frederic Bastiat